We accept all health plan insurances: Kaiser Permanente, MediCal, MediCare, Aetna, Blue Cross Blue Shield, Anthem Blue Cross, and more. My Care Labs bills insurance companies, not patients. If you have insurance you will receive an Explanation of Benefits (EOB) after receiving your test results. An EOB is not a bill. We don’t bill patients with insurance, we only bill insurance companies. If you are a cash paying client, we provide service upon payment.